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Retirement Plans

A Comprehensive Solution

IS NOW THE TIME FOR A RETIREMENT INCOME PLAN?
 
Are you in or near retirement?   Would you prefer a plan that's both easy to understand and maintain?   Would you prefer safety and certainty, rather than guessing, worrying, and wondering?   Are you ready to diversify your savings so that you make money, rather than lose money, during the next market crash?

If you said "Yes" to those questions, you may be ready IF YOU...
 
#1.  ARE SERIOUS ABOUT WORKING WITH A RETIREMENT PLANNING TEAM
 
#2.  HAVE A MINIMUM $200K OF MOVABLE ASSETS* 
 
#3.  ARE WILLING TO INVEST A MINIMUM 20 HOURS OF YOUR TIME
 
#4.  WILL BE AS OPEN AND HONEST AS POSSIBLE THROUGHOUT THE PROCESS
 
#5.  ARE WILLING TO MOVE FORWARD INTO THIS NEXT PHASE OF YOUR LIFE REGARDLESS OF YOUR FINANCIAL ADVISOR'S ATTEMPTS TO HOLD ONTO YOU AND YOUR MONEY   (it happens)
 
THEN WE WILL WORK WORK WITH YOU TO CREATE A COMPREHENSIVE, CUSTOMIZED RETIREMENT PLAN
One that will ensure you have one or more income streams that you can not outlive, reduces tax burdens, and may possibly leave a greater inheritance or source of income for your family, church, or charity. 

 
WHAT TAKES PLACE

We will examine where you are now, where you want to be, and what it will take to get you there.
 
The planning and discovery process includes these important areas:  
 
  • Age & Health Status  (key factors that determine length of life)
  • Years since or until retirement  (to determine length of retirement)
  • Life insurance  (increase, replace, or keep your current coverage)
  • Health insurance  (employer-based or Medicare;  Rx plans;  dental)
  • Chronic & Critical illness coverage  (health insurance alone may be inadequate)
  • Long term care  (both in-home and nursing home)
  • Savings plans
  • Pensions
  • Investments  
  • Social Security  
  • Houses/homes/properties/real estate  
  • Automobile expenses  
  • Groceries & Utilities  
  • Gift giving  
  • Hobbies and recreation  
  • Family dynamics  
  • Spouses needs
  • Inheritance
  • Vacation  
  • Debts & other areas of financial concern
 
We implement strategies for both the accumulation of funds as well as the distribution of funds.
 
We use both well-known companies as well as specialty companies.

We will show you online via join.me what we have developed for you + make any necessary modifications.

Then, we'll get to work implementing each step of our plan to safeguard your financial future.
We will work with you & your spouse, your employer's HR dept, your CPA ... whatever it takes.
Download the Workbook
OUR GOAL

Create a plan that will weather the storms of life, provide coverage for the expected plus the unexpected, and as much as possible, provide you with a comfortable lifestyle even if you live to 100 years old.


WHAT ARE YOUR GOALS?

Retire at a certain age?  Create $X per month in retirement?  Travel the world?  Leave $X2 to every child and grandchild?   Make sure you never have to go back to work? 

Think about it.  Write them all down.  If you meet our criteria, and you want to move forward with purpose and intention of accomplishing your goals and dreams with our expertise, then give us a call.


* If you have movable assets less than $200,000 ( NO MAXIMUM ) and everything else sounds agreeable to you, then please call Mr. Girard to discuss your situation.  1-888-4RGIRARD
 
**  Our in-depth Retirement Plans come with a 110% Money Back Guarantee.  Depending on the complexity of the situation, retainer amounts range from $1000 to $5000.   Once the plan has been fully implemented for one year, then all monies are released back to client PLUS an additional 10%.  If client backs out of plan within one year, then monies are retained.   It's better than paying a flat fee, it's even better than "No Cost", it's "More Than Your Money Back."   Just one more way that we make sure every client is staying on track, satisified, and profitable.