An Evolution in Senior Home Care
According to Health and Human Services, 70% of Americans will need some type of home care in their lifetime. That's nearly three out of four of us!
Unfortunately, traditional healthcare programs provide little or no in-home assistance.
Medicare only covers a limited amount of in-home services that are deemed "medically necessary." Major medical insurance may provide no in-home service. Therefore, everyday assistance outside of a medical facility is the responsibility of the patient and his/her family.
"The spirit is willing but the flesh is weak."
While your loved ones may have the best intentions, many are unable to take enough time off work, and may soon become overwhelmed by the amount of mental and physical energy involved in care giving. Traditional short or long term care insurance is an option for such services; however, one must be healthy enough to pass through underwriting in order to purchase it.
True Freedom Plans are a viable alternative to traditional home health care insurance.
Our plans support you or your loved ones with important daily activities (such as bathing, housekeeping, doctor's appointments) while providing ongoing independence and privacy in the comfort of your own home or a relative's home.
Works as a supplement to Long Term Care Insurance (LTCi).
Does your LTCi policy have a long elimination period? Use a True Freedom plan during that time period.
Does your LTCi policy not provide in-home care? Use a Tree Freedom plan!
Does your LTCi policy only pay a small amount each day for in-home care? Then use your LTCi for medical needs and your True Freedom Plan for non-medical needs. Be strategic and cover all your bases!
NOTE: Services are provided by a network of home care providers, while also giving you the option to choose a friend or neighbor to administer care. (must meet certain requirements)